Top card benefits · No credit check needed: OpenSky doesn't pull your credit when you apply for this card. · You choose your credit limit: Cardholders set their&n...View all brands. OpenSky Credit Card has an overall score of 3.9, based on 28 ratings on Knoji. PROS. Greater brand recognition than OpenSky Credit Card (estimated) CONS. Does not allow modification & cancellation policies. PROS. Offers more frequent discounts and promotions than Aspire Credit Card. Offers modification & …Nov 15, 2020 ... OpenSky Secured Credit Card Review. Boost your credit scores fast with this OpenSky Credit Card. OpenSky will approve you for up to $3000.Did you know that about 40% of credit cards waive foreign transaction fees, while 68% don’t charge an annual fee? Don’t worry if you didn’t. Many people are unaware of the fees or ...Choose your own credit line based on how much money you want to put down as a security deposit. Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000. After 9 months, we review your account for a credit line increase.Ripoff Report on: OpenSky Credit Card - Opensky credit card open sky secured nationwide. Ripoff Report Needs Your Help! DONATE NOW! X | CLOSE. ... Regal Keto Shark Tank Regal Keto Diet Pills Reviews This weight is usually regained quickly once you go off the cleanse. Overall, there is little evidence that detox diets help eliminate any of …Business response. 05/02/2023. May 2, 2023. Dear Sir or Madam, We are responding to the complaint from our OpenSky Secured ****® Card customer Lakaysha Davis, on behalf of Capital Bank, N.A. In ...See full list on forbes.com It has an annual fee that ranges between $0 and $72. The starting credit limit ranges from $550 to $1,350, which will double after 7 months to between $1,100 ... OpenSky Credit Card has a rating of 1.46 stars from 273 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky Credit Card most frequently mention customer service, credit card, and annual fee problems. OpenSky Credit Card ranks 193rd among Credit Cards sites. Service 69. worst best. Read our full methodology. The OpenSky Secured Visa credit card is not one of Investopedia's top rated secured cards. Please see our list of the …Feb 15, 2024 · The OpenSky® Secured Visa® Credit Card has many benefits including an easy four-step application process with no credit check, a refundable opening deposit, and the ability to increase your credit limit after opening your account. The no-credit-check policy for this card makes it simpler for people who have bad credit to repair it. Chime’s Credit Builder card works like a prepay card but reports to the agencies as paid in full each month you spend something on it. You would need to open a checking account with them, and you load it through the checking account. There are no fees. Be warned though not to make this your only or main bank.The OpenSky ® Secured Visa ® Credit Card. ( 336 reviews) Apply. Rates and fees. Recommended FICO ® Score Θ. Poor, New to Credit, Rebuilding. Annual Fee: $35. Intro APR:This review of the OpenSky® Secured Visa® Credit Card shows it is suitable for credit building, and has high approval rates and flexible payment options. ... OpenSky® Secured Visa® Credit Card Review. Explore our review of the OpenSky® Secured Visa® Credit Card, a no-credit-check option with up to $3,000 credit limit, …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubOpensky is a great card to start building your credit. Great experience, highly recommend this card after 6 months of using opensky started receiving credit card offerings. My credit score also went up. Date of experience: November 20, 2023. Tequa Stern.Pros. Reasonable $35 annual fee. As low as $150 minimum deposit. Cons. 3% foreign transaction fee. OpenSky® Secured Visa® Credit Card. 6,638 Reviews. …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubCredit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThe card claims a high approval rate, and cardholders will automatically be considered for an increased credit line after six months. Unfortunately, the card does come with a $35 annual fee. You can read the full review of the OpenSky Secured Visa Credit Card for more information on this card.Namely, there is a 3% OpenSky® Secured Visa® credit card foreign transaction fee and a 5% fee for cash advances. Penalty fees will also apply in cases of late payment: up to $40 for late payments and up to $25 for returned payments. If you decide to stop using your account temporarily, you should keep in mind that there is also a $10 fee ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubNov 14, 2023 ... OpenSky credit card reviews often highlight the absence of a rewards program, which is something other cards might offer. Take the Discover it® ...Dec 27, 2023 · At CardRatings.com we discuss the most up-to-date news and trends within the credit card space. Since we first pioneered the concept of online credit card reviews in 1998, our team of financial experts has provided comprehensive and unbiased credit card reviews for more than 175 cards, plus hundreds of additional resource articles to help educate everyday cardholders so they can feel more ... Jul 18, 2023 · Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub Feb 8, 2024 · The OpenSky Secured Visa Credit Card has a $35 annual fee. Here are the details of the rates and fees of this card: Annual fee: $35. Variable APR: 25.64%. Late payment fee: Up to $40. Foreign ... OpenSky® Secured Visa® Credit Card. Start building credit and stop getting dragged down by your credit score. No credit check. No risk to apply.A credit card for bad credit or unbanked people with a security deposit of $300 or more. No annual fee, no credit check, and …Dec 28, 2023 · A secured card that lets you apply without a credit check or a bank account. You need a refundable security deposit of at least $200 and a monthly income of at least $1,000. The annual fee is $35 and the APR is 25.64%. You can build your credit with this card, but it offers no rewards or unsecured options. While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t...Feb 20, 2024 · The OpenSky® Secured Visa® Credit Card is a secured card that has a fairly standard $35 annual fee. It also doesn’t involve a credit check, so even if you have no credit or bad credit, you can still qualify for this card. If you are approved, you can start building your credit once you fund the card. Sign-up bonus: No welcome bonus for new card members. Annual fee: $35. Rewards: This card does not offer any rewards program. Other perks: Visa benefits, set emails to remember you about your payments due date. APR: a variable 20.39% APR for purchases and balance transfers. Fees: Up to 38% max late fee.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub*Based on Q4 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.25%. Individual results may vary. **OpenSky Rewards Terms and Conditions.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubI read about Opensky and how they didn't do credit checks, and they seemed to have overall decent reviews. There is an AF of $35, but I thought ...OpenSky® Secured Visa® Credit Card. NerdWallet rating. Apply now. ANNUAL FEE. $35. ... NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card ...Nov 17, 2023 · Bottom Line. OpenSky® Secured Visa® Credit Card is a good option for business owners who cannot qualify for an unsecured business credit card. Using it can help you build or improve your credit, as OpenSky® reports your activities to the major credit bureaus. However, it lacks ongoing rewards and other features that may be valuable to your ... 5 days ago · The OpenSky® Plus Secured Visa® Credit Card has a high interest rate, even compared to other secured credit cards. The secured card average is 22.86% right now. As a result, you should plan to pay your bill in full every month. This will allow you to avoid interest charges and minimize the cost of credit improvement. Opinions and recommendations are ours alone. The OpenSky ® Secured Visa ® Credit Card is pretty average when it comes to APR, interest rates, security …Top card benefits · No credit check needed: OpenSky doesn't pull your credit when you apply for this card. · You choose your credit limit: Cardholders set their&n...Nov 15, 2020 ... OpenSky Secured Credit Card Review. Boost your credit scores fast with this OpenSky Credit Card. OpenSky will approve you for up to $3000.The OpenSky Secured Credit Card operates like the conventional unsecured credit card, except that it doesn’t check your credit. This means a poor credit score will have no impact on your account approval. You are only required to pay a refundable security deposit ($200 - $3,000) when you create an account.Oct 12, 2023 · The OpenSky ® Secured Visa ® Credit Card allows you to make your security deposit as low as $200 and up to $3,000, so you have some flexibility when it comes to determine how much credit you will have with the Card. Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit. (*View the cardholder agreement) Annual fee · Checking account required · No opportunity to graduate to an unsecured card · No automatic reviews for credit limit increases ...Dec 31, 2023 · Those looking to build credit may find the OpenSky Secured Visa Credit Card a suitable option with a low deposit and no credit check required to get started. OpenSky Secured Visa Card Review 2024 ... Overview. OpenSky has a rating of 2.62 stars from 2,300 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky most frequently mention customer service, credit card, and tracking number problems. OpenSky ranks 45th among Marketplace sites. Service 226. Value 217. …A low-cost, no-credit-check secured card for people with bad to fair credit. You can deposit up to $3,000 and get a matching credit limit, and enjoy a low APR, …Did you know that about 40% of credit cards waive foreign transaction fees, while 68% don’t charge an annual fee? Don’t worry if you didn’t. Many people are unaware of the fees or ...Oct 5, 2023 · The credit limit for your OpenSky Secured Credit Card depends on how much you deposit when you open the account. At a minimum, you must have $200 to deposit, making the lowest possible credit limit $200. The maximum credit limit OpenSky tends to approve is $3,000, though this does require that amount in the initial deposit. Read 1 more review about OpenSky. CU. customer. 1 review. US. 29 Nov 2023. Verified. ... I had some questions about my "secured Open Sky" credit card and the agent in the Customer Service Dept. at 1-800-859-6412 answered my questions and concerns. She was a great listener and very kind. I am so glad Open Sky still has people to communicate …Feb 15, 2024 · The OpenSky® Secured Visa® Credit Card has many benefits including an easy four-step application process with no credit check, a refundable opening deposit, and the ability to increase your credit limit after opening your account. The no-credit-check policy for this card makes it simpler for people who have bad credit to repair it. Dec 31, 2023 · Those looking to build credit may find the OpenSky Secured Visa Credit Card a suitable option with a low deposit and no credit check required to get started. OpenSky Secured Visa Card Review 2024 ... Nov 15, 2020 ... OpenSky Secured Credit Card Review. Boost your credit scores fast with this OpenSky Credit Card. OpenSky will approve you for up to $3000.Oct 12, 2023 · The OpenSky ® Secured Visa ® Credit Card allows you to make your security deposit as low as $200 and up to $3,000, so you have some flexibility when it comes to determine how much credit you will have with the Card. Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit. (*View the cardholder agreement) The OpenSky card's late fee is up to $40. You will be charged with it if you fail to pay your monthly minimum by its due date. To avoid being late with your payments, I suggest setting up autopay from your online account or via the OpenSky Mobile app …Top card benefits · No credit check needed: OpenSky doesn't pull your credit when you apply for this card. · You choose your credit limit: Cardholders set their&n...The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Establishing a positive payment history on a new cre...2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).Still, it’s important to note that the OpenSky Card is a unique type of credit card called a secured card. Secured credit cards require a security deposit to open the account, and the amount of the deposit usually becomes the account’s spending limit. The OpenSky® Secured Visa® Credit Card has a minimum security deposit of $200.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThis means even borrowers with a bad credit score or short credit histories can qualify. As a secured credit card, the OpenSky Secured Visa does require a refundable cash deposit of at least $200 ...Read our full our OpenSky® Secured Visa® Credit Card review to learn more. Ratings Methodology. OpenSky® Secured Visa® Credit Card Rating image, 3.50 out of 5 stars. 3.50/5 Circle with letter ...Feb 20, 2024 ... OpenSky® Secured Visa® Credit Card Review · No credit check: Even if you have a history of bad credit, you can still qualify for this card.Feb 20, 2024 ... OpenSky® Secured Visa® Credit Card Review · No credit check: Even if you have a history of bad credit, you can still qualify for this card.Opinions and recommendations are ours alone. The OpenSky ® Secured Visa ® Credit Card is pretty average when it comes to APR, interest rates, security …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in secondsReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubBusiness response. 05/02/2023. May 2, 2023. Dear Sir or Madam, We are responding to the complaint from our OpenSky Secured ****® Card customer Lakaysha Davis, on behalf of Capital Bank, N.A. In ...The OpenSky® Secured Visa® Credit Card is designed for those beginning their credit journey or looking to re-establish their credit. It is among the easiest secured cards to get. You don’t need a bank account, nor do you have to worry about a credit pull when you apply for this card. It does have an annual fee, though.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubNov 17, 2023 · Bottom Line. OpenSky® Secured Visa® Credit Card is a good option for business owners who cannot qualify for an unsecured business credit card. Using it can help you build or improve your credit, as OpenSky® reports your activities to the major credit bureaus. However, it lacks ongoing rewards and other features that may be valuable to your ... Do you agree with OpenSky's 4-star rating? Check out what 8,235 people have written so far, and share your own experience. Do you agree with OpenSky's TrustScore? Voice your opinion today and hear what 8,235 customers have already said. Suggested companies. Western Union. westernunion.com • 63K reviews. 4.0. Quontic. quontic.com • 569 ...REVIEWED BY: Tricia Jones. WRITTEN BY: Benilyn Formoso. This article is part of a larger series on Best Small Business Credit Cards. Table of Contents. 1 … 2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval). 88% Average Approval Rate. Low $200 Security Deposit. Credit Limit Increases. Graduate to unsecured in 6 months. We report to all 3 major credit bureaus. Get Started ->. “The OpenSky® Secured Visa® Credit Card is great if you can't pass a credit check or don't have a bank account. 1. The annual fees and interest rates are inversely related. All three First Progress credit cards charge an annual fee. The higher the card’s fee, the lower the interest rate it charges. Here ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubDec 22, 2023 · The OpenSky Secured Visa card is a secured card, which just means that it is backed by a cash deposit in case you can’t make payments. For this specific card, you have to come up with a $200 minimum deposit to open an account. This also means that your credit limit is directly tied to your cash deposit. For example, if you have a $500 deposit ... 1. The annual fees and interest rates are inversely related. All three First Progress credit cards charge an annual fee. The higher the card’s fee, the lower the interest rate it charges. Here ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubWhen people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of...Jan 22, 2024 · The OpenSky® Plus Secured Visa® Credit Card offers a unique opportunity for credit building with no annual fee or credit check and flexible deposit options. It is ideal for individuals with diverse financial needs. The OpenSky® Secured Visa® card has a 25.64% variable APR for purchases and cash advances. There is also a $35 annual fee, and you also get free access to your credit score. One of the biggest benefits of this card is that it can help you rebuild your credit. OpenSky reports your payment history to all three major credit bureaus, so using ... Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubOpenSky® Secured Visa® Credit Card. NerdWallet rating. Apply now. ANNUAL FEE. $35. ... NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card ...
Aug 26, 2022 ... OpenSky Secured Credit Card Review. Boost your credit scores fast with this OpenSky Credit Card. OpenSky will approve you for up to $3000.. East lansing food
Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubHow to Report a Lost OpenSky Credit Card. Call Capital Bank customer service at 1 (800) 859-6412. Inform the customer service representative that you’ve lost your credit card. Provide any requested information, such as your date of birth or the last four digits of your SSN. Ask the Capital Bank rep to cancel your old credit card and send a ... The OpenSky ® Secured Visa ® Credit Card. ( 336 reviews) Apply. Rates and fees. Recommended FICO ® Score Θ. Poor, New to Credit, Rebuilding. Annual Fee: $35. Intro APR: Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...Still, it’s important to note that the OpenSky Card is a unique type of credit card called a secured card. Secured credit cards require a security deposit to open the account, and the amount of the deposit usually becomes the account’s spending limit. The OpenSky® Secured Visa® Credit Card has a minimum security deposit of $200.Read 6,623 user reviews and ratings of the OpenSky Secured Visa Card, a credit card for people with bad credit. Learn about its pros and cons, fees, APR, and how to apply.The OpenSky Secured Credit Card works like any other Visa card. This card is accepted anywhere that takes Visa, and nobody will know by looking at it that it is a secured credit card. You have the option to extend your credit line after 6 months without an additional deposit. There is an annual fee of $35.Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds The OpenSky Secured Credit Card has a 22.39% APR, which is close to the average credit card interest rate. There's also a 3% foreign transaction fee for purchases made in a foreign currency, which ... The OpenSky credit limit is the amount of your security deposit, which is $150 at a minimum. More specifically, you’re required to put down at least a $150 deposit to open the account. It’s also important to know that OpenSky has a $35 annual fee, which will reduce your initial available credit. Lastly, keep in mind that your starting ...That being said, the OpenSky® has one of best approval rates out there, with over 85%. The card charges a modest $35 annual fee, and has a variable 29.99% APR on purchases and cash advances. There’s also a late payment fee up to $40. You can deposit any amount between $200 and $3,000 – which will work as your spending limit..